CREDIT OFFICER for Leasing & FinanceID:46493

39,000 PHP ~ 60,000 PHPMakatiOver 3 months ago

Overview

  • Salary

    39,000 PHP ~ 60,000 PHP

  • Industry

    Financial Service

  • Job Description

    Performs credit evaluation and risk assessment of corporate borrowers and prepares comprehensive credit proposals that are following the company's credit policies and standards and within the prescribed turnaround time.

    -Review loan requests
    -Assess clients’ financial status
    -Evaluate creditworthiness and risks
    -Contact clients to gather financial data and documentation
    -Analyze risks and approve or reject loan requests
    -Calculate financial ratios (e.g. credit scores and interest rates)
    -Set up payment plans
    -Maintain updated records of loan applications
    -Follow up with clients about loan renewals
    -Monitor progress of existing loans

    Other task assign time to time

Qualifications

  • Requirement

    ＜MUST＞
    -Graduate of Management, Business, Finance, Economics, or any related discipline.
    -At least 2-3 years experience in account management preferably as an Account/Sales Officer
    -Product and market knowledge
    -Understanding customer's business & industry.
    -Operational and documentation knowledge on financial analysis.
    -Knowledge on discounted cashflow method.
    -Excellent communication skills.
    -Excellent customer service

    ＜BETTER＞
    Sales/Leasing experience gained from a bank or leasing and finance company is an advantage

  • English Level

    Business

  • Other Language

    English

Additional Information

  • Benefit

    Government mandated benefits

    -Transportation allowance
    -Up to 16months bonus ( Depend on Performance)
    -Clothing Allowance (For Female Uniform)
    -Leave 15 VL and SL, (10days max converted into cash), 5 EL etc
    -Loans (Car Loan, Multipurpose Loan, Emergency Loan, Housing Loan)
    -Medical Allowance
    -Health card
    -Group Term Insurance
    -Retirement Plan

  • Working Hour

    8:30 ~ 17:30

  • Holiday

    Saturdays
    Sundays
    Philippine holidays
    (Depend on situation)

  • Job Function

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